Total amount due: € 10,616.16. You can also get to know the members of the team. The financing of renovation or rehabilitation works. No administration fees. Some also shared what motivated them on a daily basis, the values to which they refer in their personal and professional choices. A real estate investment. Death and Disability Insurance (3) optional: TAEA of 1.55%, i.e. € 6.67 / month (not included in the monthly payment), i.e. a total amount due over the total loan period of € 320.16.
Of course, you can simulate a loan and compare the result according to the amounts and durations entered. The repurchase of units for property held in joint possession. Testimonials. All this free of charge and without any commitment. A mortgage can also be requested for a main residence (main home) as for a second home.
Clawde Jesper. Enjoy your visit and see you soon for more news on Milenia’s evolution! In any case, you may need to take out a loan to finance all or part of your project, depending on the presence of a contribution or not. I am delighted with the particularly professional support that I was able to benefit from via FINAIDE-SECOURS, which was able to find a financing solution perfectly suited to my situation. Resumption of your credit.
Define your real estate project well before submitting your request. An address not to be lost and to pass on to loved ones. Advantages and disadvantages.
In order to apply for a mortgage, you will need to provide certain information about bad credit loans yourself but also about the property to be financed. Rihabia Dongui. Restructure your debt by transferring your credit to another bank; it’s possible. It is therefore important to clearly define your project in order to be able to provide all the information necessary to obtain your loan. Efficient processing of my file. We explain why, how and what to avoid. The budget for your project.
Receipt of a loan agreement the day after signing. A credit recovery. First of all, you must know the total amount of your project before applying for a loan.
The preparation of the file and the follow-up were carried out in a professional manner, including after the signature of the offer. What is it exactly ? This budget includes the sale or construction price of the property but also additional costs such as notary fees, any work to be done, town planning taxes, etc. Very satisfied with the follow-up of the file. Restructuring of your loan, consolidation of your debts, consolidation of your credits, resumption of your credit agreement, … At this point, it is important to know if you have a personal contribution and how much it amounts to in order to deduct it from the amount to be borrowed. Princess Denor.
These terms mean the same thing, namely transferring a contract or several credit contracts from one bank to another. The personal contribution. Thank you FINAIDE-SECOURS for its professionalism! All the objectives we set for ourselves were perfectly and rigorously achieved. This is therefore a change of creditors covering your personal loan.
When it comes to mortgage loans, the personal contribution is often expressed as a percentage of the amount of the project. We did benefit from a particularly low rate and he guided us perfectly through the process. In principle, this is done for reasons of optimization of conditions or, in the case of several contracts, in order to have only one interlocutor. For example, for a project of € 200,000, a contribution of € 40,000 will represent 20% of this project. Richard Flamingo. This can be done at any time and you do not have to present proof to start this process. It is easier to get a mortgage with a good down payment, but be aware that this is not an obligation and it is quite possible to get a loan without a down payment.
I entrusted them with my file for the financing of my main residence. The procedures are relatively simple and do not require intervention from a lawyer or notary. The personal contribution generally comes from your savings, that is to say the money you have set aside in a livret A, a PEL (housing savings plan), a CEL (housing savings account), life insurance, etc. They got me a great rate, more competitive than my bank’s. The federal law on consumer credit even favors this type of transfer when prepayment of the debt is possible. But it can also come from an inheritance, a donation, the sale of real estate or a family loan.
The file was well followed and with perfect support. Everything is planned to avoid over-indebtedness, too tempting promises or financing solutions that are difficult to decipher.